Requested
KES 35k
Rice · 1.2 acre
KaLI Score
Approve
Ready for Review
93/ 100
Drivers
4
Drags
0
Substitute
Yes
Cooperative
Kisumu Rice Growers
COOP-KSM-03
Co-op tenure
4 yr
deliveries
M-Pesa 12mo
KES 96k
inflows
Crop
Rice
Harvest March
Land
Lease 12mo
1.2 acre
Chama
30 mo
consistent
M-Pesa cashflow
12-month rolling, KES
Yield trend
Rice · tonnes / acre
Repayment record
Across all past loans
- On time93%
- Late <30d16%
- Late >30d8%
Climate window · KE-NYZ-03
Ahero Irrigation Belt
Rainfall 30d
110mm
SPI Index
0.9
Pest proximity
95km
Rainfall trend · last 12 months
Where they farm
Ahero Irrigation Belt
Kisumu Rice Growers catchment · 1.2 acre under Rice
Registered via
USSD
Submitted
7h ago
Why this score?
Cooperative delivery history
4 years of consistent deliveries to Kisumu Rice Growers
+15
Supply chain as collateral substitute
4y cooperative throughput substitutes for land title
+10
Chama saving consistency
30 consecutive months of group savings
+12
Favourable rainfall window
SPI 0.9 supports projected yield
+6
SMS & audit trail
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